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Trusted, Fixed Rate, Monthly Payment Financing
Simple
100% financing, instant credit decision, easy paperless process and responsive communication with you and your contractor.
Transparent
Simple interest installment loan, not a credit card, fixed rates and payments with no lien on your home and no hidden costs.
Fair & Expert
NEIF is a B Corporation, certified to meet the highest standards of compliance & fair lending and a U.S.DOE Home Improvement Expert.
Three Simple Steps
Choose the payment that fits your budget
You can pay off early or pay ahead with no penalty.
Apply to NEIF for an instant credit decision
through your contractor’s application link.
Sign electronic loan documents from NEIF
NEIF pays your contractor when the work is completed to your satisfaction.
Monthly Payment Examples
| 36 Months | 60 Months | 120 Months | |
| $2,500 | $81 | $53 | $33 |
| $5,000 | $161 | $106 | $66 |
| $7,500 | $242 | $159 | $99 |
| $10,000 | $323 | $212 | $132 |
| $15,000 | $484 | $319 | $198 |
| $20,000 | $645 | $425 | $264 |
| $25,000 | $807 | $531 | $330 |
| $30,000 | $940 | $608 | $364 |
| $35,000 | $1097 | $710 | $424 |
All loans are made directly to the consumer by National Energy Improvement Fund, LLC. Fixed Interest rates range from 7.99% to 12.99% APR. Maximum loan amount is based on your credit. Payment estimates based on 9.99% APR for loans $25,000 or less, 7.99% APR for loans greater than $25,000.